Financial inclusion cannot be measured solely by account ownership. It must be judged by whether a vendor can access 10,000 taka at 2 AM at a known cost, without humiliation or hidden charges, and with a pathway to better finance.
Albert Camus wrote that we must imagine Sisyphus happy but for those caught in Bangladesh’s cycles of performative governance, happiness is not the point. Each new deadline, each “operation,” each raid is a boulder pushed up the hill. The problem rolls back down, and we begin again.
