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<title>Counterpoint &#45; Tashzid Reza</title>
<link>https://counterpointbd.com/rss/author/tashzid-reza</link>
<description>Counterpoint &#45; Tashzid Reza</description>
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<dc:rights>Copyright 2025 counterpoint&#45; All Rights Reserved.</dc:rights>

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<title>A Dangerous Corporate Trend</title>
<link>https://counterpointbd.com/A-Dangerous-Corporate-Trend</link>
<guid>https://counterpointbd.com/A-Dangerous-Corporate-Trend</guid>
<description><![CDATA[ Corporate success is increasingly measured by size rather than substance. ]]></description>
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<pubDate>Sun, 07 Jun 2026 13:23:37 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Banking Sector, Corporate Culture, Bangladesh Economy</media:keywords>
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<title>Regulatory Flexibility In Banking: Growth Support or Risk Build&#45;Up?</title>
<link>https://counterpointbd.com/Regulatory-Flexibility-In-Banking</link>
<guid>https://counterpointbd.com/Regulatory-Flexibility-In-Banking</guid>
<description><![CDATA[ In structural terms, the policy reflects an ongoing evolution in Bangladesh’s financial regulatory framework -- from rigid quantitative controls toward more dynamic, risk-sensitive calibration. ]]></description>
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<pubDate>Tue, 02 Jun 2026 13:38:41 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Bangladesh Bank, Regulations, Monetary Policy, GDP</media:keywords>
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<item>
<title>Can Government Run Without Taxes?</title>
<link>https://counterpointbd.com/can-government-run-without-taxes</link>
<guid>https://counterpointbd.com/can-government-run-without-taxes</guid>
<description><![CDATA[ When citizens pay taxes, they demand services, transparency, and governance in return. This creates a feedback loop between the state and its people ]]></description>
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<pubDate>Tue, 19 May 2026 13:21:49 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Taxation, Fiscal Discipline, Money Creation, Money Printing</media:keywords>
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<item>
<title>The Post&#45;TRIPS Reality</title>
<link>https://counterpointbd.com/the-post-trips-reality</link>
<guid>https://counterpointbd.com/the-post-trips-reality</guid>
<description><![CDATA[ Bangladesh will not experience a shock, but it will face a shift -- from a system dominated by generic competition to one where intellectual property plays a more active role in shaping market access and industrial upgrading. ]]></description>
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<pubDate>Sun, 17 May 2026 14:31:18 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Innovation, TRIPS</media:keywords>
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<item>
<title>Competitiveness, Consumption, and Currency</title>
<link>https://counterpointbd.com/Competitiveness-Consumption-and-Currency</link>
<guid>https://counterpointbd.com/Competitiveness-Consumption-and-Currency</guid>
<description><![CDATA[ Exchange rate changes are often misunderstood, leading to exaggerated expectations. Policymakers need to clearly explain that depreciation does not fully translate into inflation or export gains. ]]></description>
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<pubDate>Wed, 06 May 2026 13:10:18 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Bangladesh, Exchange Rate Policy, Inflation, Export Earnings, Imports</media:keywords>
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<item>
<title>Who Pays for Interest&#45;Free Loans? We All Do.</title>
<link>https://counterpointbd.com/who-pays-for-interest-free-loans-we-all-do</link>
<guid>https://counterpointbd.com/who-pays-for-interest-free-loans-we-all-do</guid>
<description><![CDATA[ Money is not free. Interest-free loans do not eliminate cost; they merely obscure it. Whether financed through budgetary allocations or institutional balance sheets, the subsidy embedded in such loans must ultimately be borne by someone. ]]></description>
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<pubDate>Mon, 06 Apr 2026 13:09:44 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Interest-Free Loans, Vehicle Loans, Government Accountability, Fiscal Policy, Subsidy Reform</media:keywords>
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<item>
<title>From Raids to Reform: Why Bangla QR is the Real Solution to Market Opacity</title>
<link>https://counterpointbd.com/From-Raids-to-Reform</link>
<guid>https://counterpointbd.com/From-Raids-to-Reform</guid>
<description><![CDATA[ The transition from cash to digital is not merely a technological shift; it is an institutional reform. It requires aligning incentives, building trust, and modernizing infrastructure. But the alternative -- continuing cycles of raids, fines, allegations of harassment, and persistent opacity -- offers little hope for sustainable market discipline. ]]></description>
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<pubDate>Mon, 16 Mar 2026 15:00:32 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Bangla, Bangladesh</media:keywords>
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<item>
<title>Why Our Import Costs Have Gone Up</title>
<link>https://counterpointbd.com/Restoring-payment-credibility-to-reduce-Bangladesh%E2%80%99s-import-cost</link>
<guid>https://counterpointbd.com/Restoring-payment-credibility-to-reduce-Bangladesh%E2%80%99s-import-cost</guid>
<description><![CDATA[ Import cost is ultimately a function of trust. When global banks and suppliers trust that payments will be made on time and that policies will remain predictable, they offer better terms. Conversely, when uncertainty prevails, they demand confirmation, higher spreads, and tighter conditions. ]]></description>
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<pubDate>Wed, 04 Mar 2026 11:23:18 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Reform, Revenue, Import, Export</media:keywords>
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<item>
<title>The Other Side of the Remittance Story</title>
<link>https://counterpointbd.com/The-other-side</link>
<guid>https://counterpointbd.com/The-other-side</guid>
<description><![CDATA[ Remittance inflows are not merely a function of diaspora goodwill or seasonal rituals; they are the mirror image of confidence in the domestic market’s fairness and functionality. ]]></description>
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<pubDate>Wed, 25 Feb 2026 11:49:29 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Remittance, Hundi</media:keywords>
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<item>
<title>An Egg Today or a Chicken Tomorrow: The Economics of Time and Trust</title>
<link>https://counterpointbd.com/An-egg-today</link>
<guid>https://counterpointbd.com/An-egg-today</guid>
<description><![CDATA[ Ultimately, the wisdom of “an egg today is better than a chicken tomorrow” is not a rejection of the future. It is a reminder that time, risk, and trust matter. The future must earn its value; it cannot merely be promised ]]></description>
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<pubDate>Tue, 03 Feb 2026 12:51:38 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Policy, Economic Trust, Inflation</media:keywords>
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<item>
<title>Convenience for Users, Uncertainty for Workers</title>
<link>https://counterpointbd.com/Convenience-for-users</link>
<guid>https://counterpointbd.com/Convenience-for-users</guid>
<description><![CDATA[ Platforms expand opportunities while simultaneously consolidating economic power. Those who control digital infrastructure and data ecosystems enjoy disproportionate gains, while workers and small entrepreneurs absorb most of the risks. ]]></description>
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<pubDate>Tue, 20 Jan 2026 13:04:08 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Economy, Digital Platform</media:keywords>
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<item>
<title>Why Bangladesh needs rule&#45;based trade monitoring</title>
<link>https://counterpointbd.com/Ending-discretionary-oversight</link>
<guid>https://counterpointbd.com/Ending-discretionary-oversight</guid>
<description><![CDATA[ A country aspiring to become a trillion dollar economy cannot afford to operate with manual, subjective, or personality-driven oversight. It needs strong institutions delivering predictable outcomes. ]]></description>
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<pubDate>Sun, 18 Jan 2026 07:46:20 +0600</pubDate>
<dc:creator>Tashzid Reza</dc:creator>
<media:keywords>Bangladesh Bank, Central Bank, Trade, Under-Invoicing, Over-Invoicing</media:keywords>
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